Why paramount?

More than just a payment.
A partner in your growth.

Leading brands trust Paramount Commerce for reliable, scalable pay-by-bank solutions that power growth and reach more customers.

How our solution is different

Reliable

Keep payments moving with built-in redundancy, smart routing, and partnerships with top Canadian banks—ensuring uptime, real-time speed, and 100% coverage.

Simple

A seamless, branded payment flow with industry leading conversion—no detours, just fast, intuitive pay-by-bank experiences that keep customers coming back.

Protected

Advanced risk management, powered by 20 years of data, machine learning, and dynamic tiering, minimizes fraud and keeps every transaction secure.

Paramount Commerce vs other payment methods

Feature
Paramount
Commerce
Direct Bank
Integration
Digital
Wallets
Flexibility

Highly configurable flows

Out-of-the-box APIs

Limited or no customization

Speed
to market

Robust APIs and dedicated team

Build-it-yourself model takes time and expertise

Speed to market with simple integration

Risk management

Best-in-class 
risk tools with 20+ years of data

Risk tools are not included

Wallet-managed, but high dispute rate 
and fraud risk

Reporting
and analytics

Centralized, real-time reporting

Manual, merchant responsibility

Fragmented across payment methods

Reporting
and analytics

Centralized, real-time reporting

Manual, merchant responsibility

Fragmented across payment methods

User experience

Optimized 
through rigorous 
user testing

Out-of-the-box, 
not optimized 
for businesses

Familiar, mobile-first with high consumer trust

Fees

Simple, low-cost 
all-in pricing

Low transaction 
fees, but may 
charge ad hoc fees

High with 2-4% + fixed fees

Chargebacks

Risk suite minimizes chargebacks

No chargeback 
protection

Buyer-first policies, frequent chargebacks

Customer support

24/7/365 support 
and SLAs

Slow response, 
bank hours

Often no or limited escalation path

Operational availability

Smart routing across multiple
banks

One connection 
creates a single point of failure

High uptime for wallet networks

Gain the edge with proven results

Lower processing costs up to

50%

Increase customer reach up to 

38%

Increase
sales up to

33%

Proudly recognized

Payment Provider
of the Year 2022

Best Payments Technology Company 2022, 2023

Most Innovative in Payments in Canada 2023

Payment Gateway of the Year—Canada 2024

Do more with payments

Join the hundreds of leading brands choosing Paramount as their trusted partner to accept, send, and verify payments.

Talk to us