Interac®
Real-time payments to grow your revenue
Reduce costs and improve conversion by accepting Canada’s favourite online payment method.
Real-time payments to grow your revenue
Reduce costs and improve conversion by accepting Canada’s favourite online payment method.
Trusted By
%201.webp){kind=small}
PAY
Automatically redirect customers to their bank to approve payments using Request Money. It’s a trusted, low-friction experience.
No card numbers to enter.
For digital-only banks, customers can send funds with Interac e-Transfer® using the provided details.
The best payment experience, reaching 100% of Canadian bank accounts.
POPULAR FEATURES
Add a top-up button anywhere in your app or website, so customers can pay without going to the checkout page.
Your payments are automatically routed across Canada’s top banks to minimize downtime.
Quick-scan for an easy way to pay on desktop, taking advantage of biometric authentication.
Real-time decision engine that uses 20 years of data and machine learning to stop fraud before it happens.
Add your logo, name, and colors to boost brand trust and drive better conversion.
The customer’s last-used bank is auto-selected across all businesses using Paramount.
PAYOUT
Send funds to customers with just an email address using Interac e-Transfer.
Have a bank account number? Instantly deposit funds with no customer action required.
Build loyalty by getting money back to customers faster!
POPULAR FEATURES
Use Autodeposit to verify names and payout with Interac—no matter how the customer paid.
Your payments are automatically routed across Canada’s top banks to minimize downtime.
Automatically route high-value payments through the EFT rail for added reliability.
VERIFICATION
Complement payment processes with bank-sourced identity information.
Validate the customer name for KYC, KYB, and AML checks, ensuring you stay compliant.
It’s fast and seamless for customers.
POPULAR FEATURES
Use Autodeposit to confirm the account holder's name and prevent payout errors.
Match the customer name you have on file to the account holder's name.
REPORTING
Available through either our merchant portal or robust reporting API, discover real-time transaction reporting.
Make strategic decisions and maintain efficient operations by tracking conversion rates, transaction volumes, and peer comparisons.
Better decisions with data at your fingertips.
POPULAR FEATURES
Analyze conversion data compared to industry peers to improve cashier flow and grow revenue.
Filter transactions by type to monitor payins, payouts, and identity verification.
Export up to 500K rows and download custom reports for reconciliation and internal reporting.
Nationwide coverage means more approvals from all Canadian banks.
Fast processing for payins and payouts meets user expectations.
Interac e-Transfer is familiar
and used by 9 in 10 Canadians.
Lower transaction fees than traditional credit and debit card payments.
Receive funds from verified bank accounts to protect your business.
Reduce chargebacks and fraud with customer-initiated payments.
Find out how real-time payments can lower costs, reduce chargebacks, and increase sales.
Talk to us
