Platforms and Exchanges

The best way for your 
traders to move money

Simplify pay-ins and payouts to and from your platform with real-time, guaranteed payments directly from a trader’s bank account.

Why Paramount for Platforms and Exchanges?

Unbeatable speed
and uptime

Sub-20ms latency and elite infrastructure built to handle large trading volume and market volatility. 

Bank redundancy and scalability

Smart routing across Canada's top banks maximizes throughput, acceptance rates, and overall conversion.

Eliminate chargeback risk

Prevent chargebacks with real-time, bank-authenticated payments that stop fraud.

Your
Canadian partner

20+ years in Canada: your boots on the ground supporting local payment rails.

The benefits are indisputable

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4M
Canadians in our 
network will get access 
to faster payments
10B
Dollars processed annually 
for Canadians
328%
YOY growth
of pay by bank payment volume
100%
Bank coverage across Canadian banks

Trusted by global crypto leaders

Flexibility that matches your business

Crypto Exchanges

Enable instant fiat-to-crypto deposits and withdrawals. Give traders a seamless way to fund accounts directly from their bank using real-time, guaranteed payments with no chargeback risk.

Online Brokerages

Streamline portfolio funding and investor payouts. Provide investors with fast, bank-authenticated payins and instant withdrawals to capitalize on market opportunities immediately.

FX & Trading Platforms

Accelerate cross-border settlement and account funding. Power high-volume currency trades with frictionless, direct bank-to-bank transfers 
that lower processing costs 
and boost conversion.

Don’t see your platform type? Our payment solutions adapt to all digital trading and financial platforms—we’d love to discuss your specific needs.

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The standard for Canadian trading

Interac® is used by 9 in 10 Canadians, making it the most trusted payment method in the country. With Paramount Commerce, pay by bank payments are enhanced with automated reconciliation, direct QR code top-ups, and custom interface branding. 

Real-Time Rail Ready

Paramount is proud to be among the first Payment Service Providers (PSPs) to join Payments Canada. We’ve built the infrastructure, so you can leverage the Real-Time Rail (RTR) from day one.

Phase 1: Instant payouts

Deliver immediate, 24/7/365 fund transfers to your Canadian customers with no delays.

Phase 2: Instant payments

Keep momentum high with request-to-pay capabilities coming as a fast-follow.

Partner with a PSP that’s connected to Canada’s next-generation payment network.

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Frequently asked questions

Do crypto and exchange providers need a license to work with Paramount Commerce?

Yes. Documentation regarding registration with FINTRAC as either a Money Service Business (MSB) or a Foreign Money Service Business (FMSB) is required.

Is Paramount Commerce compliant with Canadian payment processing regulations?

Yes. With over 20 years of processing payments in the Canadian market, we adhere strictly to FINTRAC, the Bank of Canada, and compliance regulations.

What is banking redundancy and smart routing, and why does it matter?

Smart routing dynamically directs transactions across our banking partners to optimize acceptance rates and throughput. Banking redundancy ensures that if a single bank experiences downtime, transactions are automatically rerouted to other banks. This eliminates single points of failure and avoids payment disruptions that other PSPs commonly experience.

What is the settlement cycle for collected funds?

We work directly with merchants to provide settlement timing tailored to your unique business needs. 

How does Paramount Commerce reduce chargebacks?

With Paramount’s Interac product, consumers accept the payment through their bank’s app or online banking. Funds are debited from the consumer’s bank account in real time, drastically reducing chargebacks. 

Move money faster with Paramount

See how global exchanges leverage our pay by bank network to lower processing costs, eliminate chargeback risks, and deliver better fiat liquidity to Canadian traders.

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